Find out how Ricky can help make qualifying for a mortgage easy
SCHEDULE A CONSULTATIONYou've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news... I'm here to solve that all for you. Check out the reviews from other folks just like you that I've worked with and see how I can make the process easier.
Whether you need a mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, I can help.
I look forward to hearing from you.
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.
Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
We work with you to find the right program with a great rate with a transparent process so you can rest easy.
Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
If you're buying real estate for investment purposes, we can help you secure financing to maximize your ROI.
If you are 62 years or older and are looking for options to stay in your home without a mortgage payment (borrower still responsible for taxes and insurance) or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
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Let me share with you 3 government sponsored programs for buying a home with little or even no money down!
Download Now!If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.
Download Now!With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)
Download Now!We recognize that your needs are unique, and we would love to find out exactly how we can be of service to you.
Contact us by email or give me a call.
If email is your preferred method of contact, go ahead and email me.
ricky@rickyontiveros.comCall me today with any questions you have about the process - I'm happy to help.
(323) 492-9500